Your Go-to Guide for Buying a Home
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When you’re determining whether renting or buying makes the most sense for you, keep in mind that a mortgage is a long-term commitment.
Dedicating too much income toward housing can make it hard to meet other financial obligations or save money. When people buy more home than they can comfortably afford, the result can be feeling “house poor” (a term used to describe those who spend an abnormally large proportion of their income on the costs of homeownership), thanks to mortgage payments, property taxes, insurance, maintenance, and utilities.
Rules of thumb depend on who you ask, but you should generally aim to keep your housing-related costs below the Federal Housing Administration’s required minimum of 31% of your gross income.
Test your budget with different scenarios:
What happens if you lose your job?
If you add to your family in five years?
Become disabled?
Solid upfront planning can help set you up for long-term financial success.
JUST LISTED Properties
RARE 5-ACRE OPPORTUNITY IN THE HEART OF FLOWER MOUND! Discover the endless possibilities this expansive property has to offer! Situated on 5 acres in a highly desirable F...
- 2 Beds
- 2 Baths
- 21410106 MLS
- ACTIVE Status
STUNNING AND MODERN! This classic single story residence in the highly desirable Woodbridge subdivision has been lovingly updated and cared for. LVP flooring throughout a...
- 4 Beds
- 3 Baths
- 21409275 MLS
- ACTIVE Status
Discover 134 beautiful acres of Texas countryside located just outside the Brownwood city limits! This picturesque property offers an exceptional combination of natural b...
- 21410139 MLS
- ACTIVE Status
Unlock the potential of this 3-bedroom, 1-bath property! Whether you're looking to expand your real estate portfolio, create a rental income opportunity, or take on your ...
- 3 Beds
- 1 Baths
- 21410077 MLS
- ACTIVE Status
0 ACRES OF OPPORTUNITY IN HONEY GROVE, TEXAS! 10 Acre Opportunity Discover the possibilities with this 10-acre tract in scenic Fannin County! Located along County Road ...
- 21410134 MLS
- ACTIVE Status
YOUTUBE VIDEO: 209 MYNDI CIRCLE, LIVE EAST TEXAS. UPDATED HOME WITH A WORKSHOP- could be tiny home! Roof New in 2025. Welcome home to this modern brick home tucked awa...
- 3 Beds
- 2 Baths
- 21404065 MLS
- ACTIVE Status
Beautifully Updated and Move-In Ready! Beautifully refreshed and thoughtfully updated, this Bowie, Texas home offers a welcoming blend of modern style, comfort, and timel...
- 3 Beds
- 2 Baths
- 21409994 MLS
- ACTIVE Status
Come build your dream home on this beautiful lot in highly sought-after Aledo ISD! Ideally located just 15 minutes from Fort Worth, 15 minutes from downtown Weatherford, ...
- 21410100 MLS
- ACTIVE Status
Step into this charming early-2000s home nestled in the vibrant Heritage HOA community. This desirable neighborhood features streets with beautiful mature trees, private,...
- 5 Beds
- 3 Baths
- 21398987 MLS
- ACTIVE Status
Nearly new, move-in ready, and priced to stand out! Built just one year ago, this Redding floor plan in Spiritas Ranch offers the appeal of newer construction with window...
- 4 Beds
- 4 Baths
- 21409896 MLS
- ACTIVE Status
In the heart of Lakewood, one of East Dallas' most beloved neighborhoods, this distinctive 1930s Dines & Kraft home has been thoughtfully shaped by an architect and an in...
- 4 Beds
- 5 Baths
- 21406520 MLS
- ACTIVE Status
New Construction Lennar Home - The Mays Floor Plan - This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are...
- 3 Beds
- 2 Baths
- 21410097 MLS
- ACTIVE Status
New Construction Lennar Home - The DiMaggio Floor Plan - This new single-story home boasts a convenient and low-maintenance layout. Three bedrooms are secluded near the f...
- 4 Beds
- 2 Baths
- 21410102 MLS
- ACTIVE Status
Great Opportunity for Investors and First-Time Homebuyers! Don't miss your chance to own a home in Fort Worth with plenty of potential! Whether you're looking to expand y...
- 3 Beds
- 2 Baths
- 21410122 MLS
- ACTIVE Status
New Construction Lennar Home - The Bonds Floor Plan - This new single-story home offers a modern and low-maintenance layout. Two secondary bedrooms surround a full bathro...
- 3 Beds
- 2 Baths
- 21410107 MLS
- ACTIVE Status
Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.
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