Your Go-to Guide for Buying a Home
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When you’re determining whether renting or buying makes the most sense for you, keep in mind that a mortgage is a long-term commitment.
Dedicating too much income toward housing can make it hard to meet other financial obligations or save money. When people buy more home than they can comfortably afford, the result can be feeling “house poor” (a term used to describe those who spend an abnormally large proportion of their income on the costs of homeownership), thanks to mortgage payments, property taxes, insurance, maintenance, and utilities.
Rules of thumb depend on who you ask, but you should generally aim to keep your housing-related costs below the Federal Housing Administration’s required minimum of 31% of your gross income.
Test your budget with different scenarios:
What happens if you lose your job?
If you add to your family in five years?
Become disabled?
Solid upfront planning can help set you up for long-term financial success.
JUST LISTED Properties
Welcome to 3005 Birch Leaf Pl, a 3,059 sq ft residence featuring 4 bedrooms and 3 baths in Flower Mound, TX. Built in 1999, this fully brick construction offers timeless ...
- 4 Beds
- 3 Baths
- 21410317 MLS
- ACTIVE Status
Escape to the peace and beauty of the countryside with this stunning 19.879 tract just minutes from Cooper Lake and the John’s Creek Boat Ramp. Featuring a current survey...
- 21409330 MLS
- ACTIVE Status
Three bedroom two bath brick home on 1.74 acres. There are two living areas, eat in kitchen and formal dining area which are all great for entertaining. The kitchen pr...
- 3 Beds
- 2 Baths
- 21409323 MLS
- ACTIVE Status
Built in 2022, this five-bedroom, two-and-a-half-bath home offers newer construction with an open floor plan designed for everyday living and entertaining. The kitchen fe...
- 5 Beds
- 3 Baths
- 21410227 MLS
- ACTIVE Status
MLS# 21410313 - Built by Starlight Homes - Ready Now! ~ The only home featuring a stunning bright farmhouse exterior, a covered front porch spacious enough for outdoor fu...
- 4 Beds
- 2 Baths
- 21410313 MLS
- ACTIVE Status
MLS# 21410312 - Built by Starlight Homes - Ready Now! ~ The only new construction single story featuring 4 bedrooms and 3 full bathrooms conveniently located by each bedr...
- 4 Beds
- 3 Baths
- 21410312 MLS
- ACTIVE Status
Prime Location Near H-E-B Charming Condo in the Heart of Bedford! Welcome home to this beautifully maintained 1-bedroom, 1-bath condo nestled in the heart of Bedford! Th...
- 1 Beds
- 1 Baths
- 21410310 MLS
- ACTIVE Status
This spacious interior lot spans more than half an acre in the front section of White Bluff Resort, just before the covered bridge. Heavily treed with underbrush. Experie...
- 21402643 MLS
- ACTIVE Status
Discover the charm of West Texas in this inviting 2-bedroom, 2-bathroom retreat in Marathon, the gateway to Big Bend National Park. Enjoy breathtaking views of the Glass ...
- 2 Beds
- 2 Baths
- 21409682 MLS
- ACTIVE Status
Character, charm, and a backyard full of possibilities! This updated 1950s ranch-style home in River Oaks sits on a generous .34-acre lot just one block from the West For...
- 4 Beds
- 2 Baths
- 21382528 MLS
- ACTIVE Status
Investment Opportunity in East Waco! This 2-bedroom, 1-bath property features an additional flex space that can be used to suit a variety of needs. The home has popcorn c...
- 2 Beds
- 1 Baths
- 21410273 MLS
- ACTIVE Status
A must see! Very clean, well maintained one story home with 3 bedrooms and 2 Full bathrooms. This very cute home boasts an open concept with 2 large living areas, a large...
- 3 Beds
- 2 Baths
- 21410301 MLS
- ACTIVE Status
Build your custom home on our lot or yours! This proposed single-story design offers approximately 2,600 square feet of living space, four bedrooms, three bathrooms, a tw...
- 4 Beds
- 3 Baths
- 21409297 MLS
- ACTIVE Status
Fully renovated two-story colonial on a 0.19-acre lot, minutes from White Rock Lake, the Dallas Arboretum, and Tenison Park Golf Course. 4 bedrooms, 2.5 baths, two living...
- 4 Beds
- 3 Baths
- 21407629 MLS
- ACTIVE Status
Built in 2005 and nestled within the sought-after, master-planned Travis Ranch community, this spacious 5-bedroom home offers the perfect combination of comfort, function...
- 5 Beds
- 4 Baths
- 21409291 MLS
- ACTIVE Status
Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.
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